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Government Loans

See if these options work for you

Federal Housing Authority (FHA Loans)

FHA loans are an attractive option, especially for first-time homeowners because they are insured by the Federal Housing Administration (FHA). Additionally, FHA may offer lower interest rates and are more flexible with credit scores. Typically, the borrower can be approved with 3% down vs. 10%, 15%, or 20% that is required on other loan programs. 

Veterans Administration Loans (VA) Loans

Intercoastal Mortgage Company is an approved VA lender with the expertise and programs to help veterans finance their home. A VA Loan is designed to offer long-term financing to Veterans in all branches of the military. It is generally easier to qualify for a VA loan than conventional loans and requires no down payment. Other benefits include lower interest rates, a wider range of acceptable credit scores, and no mortgage insurance premiums. 

Get Pre-Qualified

If you’re ready to move forward with a government loan, get started today!