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Our Services

Our mission is to heighten your knowledge and understanding of the mortgage process, while providing you with the loan program that is right for you. Whether you’re a first time home buying, looking to buy again, or looking to refinance or renovate, we have the loan services to help you every step of the way!


Tools to help you decide if it is the right time to buy, how much to spend, or if it is a good time for you to refinance.


There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide what type of mortgage is best for you, whether you are considering purchasing a new home or deciding if it is the right time to refinance.

About ICM

Intercoastal Mortgage Company offers competitive pricing and cutting edge programs to meet all your home buying needs.

About Alex Dykes


Alex Dykes brings a wealth of business knowledge to lending. After a decade of running a $3 million per year retail business, he is skilled in listening closely and understanding each client’s needs, and also excels at managing finances. Passionate about first-time home buyers and people buying under difficult circumstances, Alex goes that extra mile to support his clients, always thinking about their future success. He holds a B.S. in Economics from George Mason University and enjoys hiking, cooking, and traveling. Alex splits his time between offices in Roanoke, VA (his found home) & the DC Metro (his native home).


Alex did our refinance for us, and we are lucky to have found the last mortgage officer we will ever need. Alex is so knowledgeable about the mortgage field and possesses such a breadth of experience that there was never a moment in our work with him that we ever felt anything but confidence and faith in him. He also exhibits the utmost level of professionalism and genuine affability, even from the very first conversation you have with him. The overall way he handled our business was fathoms beyond any other mortgage experience we ever had or could have imagined. I can’t recommend him highly enough — if you need a mortgage or a refinance, talk to Alex Dykes. Period.”

Alex Moore

Our Loan Programs


No matter where you are in your home journey, I can help you every step of the way. From Government Loans to Renovation Loans and everything in between, I’ve got you covered!

Fixed Rate Mortgages

Find out more information about FHA Loans and VA Loans

Purchase Loans

Find out more information about Fixed Rate Mortgages and Adjustable Rate Mortgages.

Refinance Loan

See how we can help you with refinancing options

Construction and Renovation Loans

We offer a variety of construction lending solutions. Find out how we can help.

Get In Touch

Office: 540.550.6538